Answers To Your Workers' Comp & Personal Injury Frequently Asked Questions
Doubt, uncertainty, and confusion can quickly cause painful situations to escalate into catastrophic traumas. Personal experience has taught us that when an accident victim allows his concerns to overwhelm his determination for justice, he neither gets relief nor justice. This is why we feel that getting answers to your injury questions are extremely important not only to relieve stress, but also to build a stronger injury claim. Allow us to address your concerns and come see for yourself how a simple answer can make a difference.
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Will workers' compensation benefits cover alternative medicine?
After being hurt on the job, Georgia workers may be entitled to workers' compensation benefits, including medical treatment for the injuries they sustained. Unfortunately, not all types of treatment are covered. The state's workers' compensation law limits coverage to medical treatments that are considered “reasonable and necessary.”
While what constitutes “reasonable and necessary” medical care is debatable, it's generally thought to mean treatment that meets the accepted standard of care for your injury or condition. Emergency room visits, doctors' appointments, basic diagnostic tests, some physical therapy, and prescription pain medication are just a few examples of the types of treatment commonly covered by workers' compensation.
While evidence-based Western medicine is often acceptable, getting coverage for alternative treatments like chiropractic care, acupuncture or acupressure, massage, homeopathy, and biofeedback can be much more difficult. Insurers are often reluctant to pay for even valid treatments, but they're especially resistant to footing the bill for treatments they don't believe are effective.
However, that doesn't necessarily mean that all alternative treatments are out of the question—but it does mean you need high-quality and aggressive legal representation. An experienced Georgia workers' compensation attorney may be able to prove that the desired treatment is, in fact, reasonable and necessary. And if the alternative treatment isn't approved by the insurance company, you can opt to undergo it and pay for it yourself.
Georgia workers' compensation may be a no-fault insurance system, but that doesn't mean you'll receive the maximum benefits to which you're entitled without a fight. Your employer and its insurer want to cut costs—and if you don't have strong legal representation, they may do so at your expense. After a workplace injury, the sooner you involve an attorney in your case, the better.
Consult an Experienced Workers' Compensation Attorney
At Rechtman & Spevak, our skilled attorneys help injured Georgia workers collect the benefits they deserve. Find out how we can help you. Contact us today to schedule an appointment for a free, initial case review.
What do I need to prove to recover damages in a truck accident case?
After a truck accident, you may be seriously injured, unable to work, drowning in mounting expenses, and hoping that your personal injury insurance claim or lawsuit will result in the fair settlement or financial award you so desperately need.
However, in order to collect compensation, you'll have to prove four key points— known as the “elements” of a personal injury case—and present evidence to support your claim for damages.
Here's what you'll have to prove to recover compensation:
- Duty of care. The at-fault party owed you a duty of care. In truck accident cases, this means that the operator, trucking company, or negligent party had a duty to conduct themselves safely to avoid injuring others on the road.
- Breach of duty. The responsible individual or entity breached their duty of care by engaging in behavior that could reasonably cause injury to others.
- Causation. The opposing party's failure to exercise reasonable care caused or substantially contributed to the truck accident in which you were injured.
- Damages. You sustained actual damages as a result of the at-fault person or company's conduct. Damages may include medical expenses, lost income, pain and suffering, and disability.
Evidence can help strengthen your truck accident case. Important evidence in Georgia truck crash cases may include:
- Photos or videos of the accident scene, your injuries, and property damages
- Police accident report
- Witness statements
- Medical records
- Medical bills and receipts
- Wage and earning statements
- Expert witness testimony
- Daily journal detailing the effects of your truck crash injuries
A skilled attorney can help you gather, preserve, and present the evidence needed to prove your case.
Consult an Experienced Georgia Truck Accident Attorney
The accomplished attorneys with Rechtman & Spevak can help you fight for fair compensation. Contact us today to schedule an appointment for a complimentary consultation.
Are pain and suffering damages included in Georgia workers' compensation benefits?
Unfortunately, no. Although workers' compensation offers a number of benefits for individuals injured while fulfilling the duties of their employment, compensation for pain and suffering damages isn't among them.
This is because, like most states, Georgia's workers' compensation system only provides benefits related to an injured employee's economic losses.
These benefits include:
- Medical treatment. If you were hurt on the job, your employer's workers' comp insurer should pay for all authorized medical treatment related to your workplace injury, including appointments with doctors or specialists, hospital stays, surgical procedures, prescriptions, physical therapy, and medically-necessary travel expenses.
- Wage replacement payments. If you're unable to work for more than seven days due to your injury, you may be entitled to weekly income benefits of two-thirds of your average weekly wage up to a maximum of $675 per week (as of 2019). If you were out of work longer than 21 consecutive days, you'll also be paid for the first week you were absent. Depending on the circumstances of your injury, these benefits may continue for up to 400 weeks. Additionally, if you return to work and are forced to take a lower-paying position, you may be eligible for reduced-income benefits that last for up to 350 weeks.
- Vocational training. If your injury prevents you from performing the job you used to do, workers' compensation can help you find another position in your field, or provide vocational training so you can learn to do a job in a different industry.
- Death benefits. If you die as a result of a workplace injury, your surviving spouse, children, or dependent stepchildren are entitled to death benefits of two-thirds of your average weekly wage—up to $675 as of 2019—per week.
In most cases, if you were injured on the job in Georgia, workers' compensation is your sole legal remedy. However, if your work-related injury was caused by an employee from another company, you may have grounds for a third-party personal injury lawsuit. In addition to economic damages, personal injury lawsuits also allow you to pursue compensation for non-economic losses like pain and suffering.
Consult an Experienced Georgia Attorney
Want to learn more about your rights after a workplace injury? Contact Rechtman & Spevak today to schedule an appointment for a free initial consultation.
Will I have to go to court after a bicycle accident if I want a financial recovery?
Not necessarily. If you were hurt in a bicycle crash caused by another person or company's negligence, you may be entitled to compensation for a wide range of losses, including related medical expenses, lost wages, loss of earning capacity, pain and suffering, and other damages.
However, if you're worried that taking legal action to seek compensation for damages means ending up in a courtroom, there's good news: Most bicycle accident cases settle out of court. That's not surprising, considering these agreements often benefit plaintiffs and defendants. Settlements spare both parties the potential for a costly and lengthy trial, as well as help them avoid unwanted publicity and an unpredictable outcome.
Though out-of-court settlements are common and in some cases preferable, they're not always feasible. Profit-focused insurance companies may deny valid claims, decline to make a settlement offer, or refuse to provide reasonable compensation for your injuries and losses. These are just a few of the reasons why having experienced legal representation is essential for bicycle accident victims.
A knowledgeable personal injury attorney levels the playing field between you and the insurance company, or you and the defendant's legal team. Your legal counsel will thoroughly investigate your case, gather evidence, identify liable parties, review and evaluate settlement offers, and aggressively negotiate on your behalf. If the other side refuses to be reasonable and offer a fair settlement, your attorney should also be ready and willing to take your case to trial if doing so is in your best interest.
Let Our Experienced Legal Team Handle Your Bike Crash Claim
Bicyclists lack any external protection and as a result, the injuries—as well as the potential financial damages—in bicycle accident cases tend to be significant. At Rechtman & Spevak, our skilled personal injury attorneys will help you protect your rights and maximize the value of your claim. Contact us today to schedule an appointment for a free, initial consultation.
Can I get workers' comp benefits if I was injured while working a seasonal temp job for Amazon?
Yes. Georgia law requires companies with three or more employees to carry workers' compensation insurance. Not only does this insurance protect employees regardless of whether they work full-time, part-time, or seasonally, but also provides coverage for workplace injuries even if the employee is hurt on their first day on the job.
This is excellent news for the nearly 100,000 seasonal employees online retail giant Amazon adds to its workforce during the winter holiday months.
Workers at Amazon fulfillment centers like those in the Atlanta area may be exposed to hazardous conditions such as dangerous noise levels, unsafe machinery, electrical hazards, repetitive stress risks, and a lack of personal protective equipment. This puts workers at risk for serious injuries, including:
- Ergonomic stress injuries
- Eye injuries
- Hearing damage or loss
- Knee injuries
- Broken bones
- Cardiac issues
- Traumatic brain injuries (TBIs)
Sadly, Amazon's seasonal workers are particularly at risk—both for the threat of injury and difficulty obtaining the workers' compensation benefits they deserve.
If you were hurt while working a temporary seasonal job for Amazon, you're likely entitled to workers' compensation benefits for medical expenses, rehabilitation, and income. These benefits are intended to help you heal from your injuries and rejoin the workforce as soon as possible. However, because obtaining benefits can be both complicated and challenging, it helps to have an experienced workers' compensation attorney by your side who can help you understand your legal rights and options.
Hurt While Working a Seasonal Amazon Job? We Can Help.
The knowledgeable workers' compensation attorneys with Rechtman & Spevak can help you recover the benefits you need and deserve after an Amazon workplace injury. Contact us today to schedule an appointment for a complimentary, no-obligation initial consultation. Don't wait—the sooner you involve us in your case, the more quickly we can get to work advocating on your behalf.
How long do I have to file a wrongful death lawsuit in Georgia?
If you lost a loved one in a motor vehicle crash, slip and fall, or other personal injury accident caused by someone else's negligence, you may have grounds for a Georgia wrongful death claim. This type of civil litigation allows eligible family members to seek compensation for financial and emotional losses related to their loved one's untimely death.
Taking legal action may be the last thing on your mind while mourning an unexpected loss in your family.
However, if your loved one's death was caused by a person or business entity's negligent, reckless, intentional, or criminal acts, it's important to speak with an attorney as soon as possible.
Why? State statute of limitation laws limit how long you have to file a claim for damages. In Georgia, you have just two years from the date of your loved one's untimely passing to file a wrongful death lawsuit. Failing to file before the statute of limitations expires has devastating consequences in most circumstances—your case can be dismissed and you'll have lost the ability to pursue compensation.
There are some exceptions to the two-year filing deadline. For example, if your loved one's death is also the subject of a criminal case, the two-year countdown pauses—or “tolls”—until that case is resolved. Additionally, the statute of limitations can be tolled for up to five years if the decedent's estate isn't probated. An attorney can help you determine the right time to file your claim.
Consult a Knowledgeable Georgia Attorney About Your Wrongful Death Case
If your loved one was killed in a personal injury accident, you may be entitled to compensation for losses incurred as a result of their death. Have questions about a wrongful death case? Contact Rechtman & Spevak today to schedule an appointment for a free, initial consultation. The sooner you contact us, the faster we can get to work investigating your case and advocating for your best interests.
What penalties can an employer face for not having workers' comp insurance?
The state requires employers with three or more employees to carry workers' compensation insurance or complete an application process to become self-insured.
Employers who fail to do so may be subject to civil or criminal penalties, as well as liability for workplace accidents and injuries that would have otherwise been covered by a workers' compensation insurance policy.
Here's a quick overview of the potential penalties employers can face.
- Criminal penalties. Failing to maintain workers' compensation insurance coverage is a misdemeanor crime that, upon conviction, can result in a fine up to $10,000, one year of imprisonment—or both.
- Civil penalties. Employers who refuse to comply with regulations that require them to carry workers' compensation insurance may face fines of up to $5,000 for each violation.
- Civil liability. If an employee is injured in the workplace and the employer doesn't have workers' compensation insurance, an employer may be personally liable for compensating the employee for injuries and losses.
Obtaining compensation from an employer who failed to carry workers' compensation insurance can be challenging and often requires the representation of an experienced attorney who can file a request for hearing before a workers' compensation judge to seek the damages you deserve.
Hurt on the Job? Consult an Experienced Workers' Compensation Attorney About Your Case
The knowledgeable attorneys with Rechtman & Spevak can help you make sense of your legal rights and options when an employer fails to carry the workers' compensation coverage the law requires. Contact us today to schedule an appointment for a free, initial consultation.
Do I really need a Georgia workers' comp attorney if the insurance company is supposed to settle with me?
Not all workers' compensation claims require an attorney. However, if your workplace accident case involves substantial injuries, lost wages, and medical expenses, you can benefit from the representation of an experienced Georgia workers' comp attorney. Here's why.
The more serious your injuries, the more your employer's workers' compensation insurer will have to pay out in medical and wage replacement benefits. As profit-focused businesses dedicated to protecting their bottom line, insurance companies rarely pay claimants what they're owed without a fight. Sometimes, insurance adjusters may even use tricks—such as disputing the cost of needed medical care—in an attempt to reduce their financial obligation to you. Fortunately, you don't have to take this kind of unfair treatment lying down.
A knowledgeable workers' compensation attorney can level the playing field between you and the insurance company's savvy corporate legal team and ensure that your claim is resolved fairly. Your attorney will investigate your accident and eligibility for benefits and handle communication and negotiations with the insurance company on your behalf. If the insurer fails to act in good faith, an attorney can also take your case to trial.
After a Georgia workplace injury, you may be counting on workers' compensation benefits to help you get back on your feet and back to work. With so much at stake, it's crucial to make sure you're receiving the full and fair compensation you deserve. Let a skilled workers' comp attorney protect your rights and interests.
Get the Georgia Workers' Compensation Benefits You Deserve
If you were hurt on the job, Rechtman & Spevak's seasoned workers' compensation attorneys can provide the aggressive and effective legal representation you need to successfully resolve your claim. Contact us today to schedule an appointment for a free initial consultation to discuss the details of your workers' comp case with a member of our legal team.
Do I need an attorney to handle my motorcycle crash claim?
If you were injured or your motorcycle was damaged in a crash caused by another person's negligence, yes, you need an attorney.
Motorcycle crash cases aren't like other types of motor vehicle accident cases. Because the motorcycle provides no meaningful exterior protection, motorcyclists often sustain catastrophic, life-changing injuries.
The greater the injuries and damages, the larger the potential settlement or financial award—and the insurance company is unlikely to pay you what you deserve without a fight. Implicit bias against motorcyclists can also endanger your ability to make a fair recovery. Fortunately, a knowledgeable motorcycle accident attorney can help.
In addition to helping you understand your rights and options, as well as the process for filing a legal claim, an attorney can thoroughly investigate your motorcycle crash, determine whether you're entitled to compensation, negotiate with the insurance company and, if it comes to it, vigorously represent you in court. There, an attorney can call upon expert witnesses such as accident reconstructionists, medical professionals, and economic experts to prove your claim for damages and ensure the judge and jury view you in a favorable light.
An accomplished motorcycle accident attorney can help you obtain the money you need while allowing you to focus on your physical recovery.
Discuss Your Case with a Skilled Georgia Motorcycle Crash Attorney
With so much at stake, you simply can't afford to go it alone. However, if you're worried that you can't afford the legal representation you need, we have good news for you.
Accident attorneys like those at Rechtman & Spevak work on a contingency fee basis, so having limited financial means doesn't have to prevent you from seeking the compensation—and justice—you deserve. We also offer free initial consultations. If you would like to discuss the details of your motorcycle accident case with a knowledgeable member of our legal team, contact us today to schedule an appointment.
What kinds of injuries are associated with working in an office?
When thinking of dangerous workplaces, offices probably aren't one of the first places that come to mind. However, injuries occur in office settings far more often than most people realize.
According to the U.S. Bureau of Labor Statistics, more than 76,000 office and administrative workers sustain serious on-the-job injuries each year. Some of the most common injuries associated with working in an office environment include:
- Strains, sprains, or repetitive motion injuries to the hands, wrists, back, and neck
- Eye strain and other vision problems
- Respiratory illnesses
- Stress, anxiety, and other mental health issues
- Broken bones
Falls—whether from a height, as a result of a slip and fall accident, or due to tripping over cords or objects in walkways—are the leading cause of disabling office injuries, according to the Centers for Disease Control and Prevention. Other causes of office injuries include overexertion, poor ergonomics, electrocution, striking (or being struck by) objects, or being caught in or between equipment.
Despite their reputation for being hotbeds of monotonous and sedentary work, offices have several hidden dangers that result in injury or even death. If you're an office worker who was seriously injured on the job in Georgia, you may be entitled to workers' compensation benefits including reasonable medical expenses, weekly income benefits, and compensation for permanent injury. An attorney can help you build a strong case for the benefits you deserve, and ultimately obtain a lump settlement for you.
Injured at Your Office Job? Consult an Experienced Workers' Comp Attorney
Workers' compensation benefits are available to all eligible Georgia workers—not just those who work in industries characterized by serious hazards or inherent dangers. If an on-the-job office injury required you to miss work or receive medical treatment, you may be able to collect workers' compensation benefits.
The accomplished attorneys with Rechtman & Spevak can help you understand your legal rights and options. Contact us today to schedule an appointment for a free initial case consultation with a member of our skilled legal team.