Workplace accidents in Atlanta can result in devastating injuries, some of which may lead to temporary disability, preventing the affected employee from returning to work for a period of time. In addition to physical harm, debilitating on-the-job injuries in Georgia can also lead to financial difficulties, brought on by costly medical bills and lost wages due to missed days at work. Fortunately, workers severely injured in Georgia workplace injuries may be eligible for temporary total disability benefits through their employer’s workers’ compensation insurance. If you or a loved one has suffered from serious injuries caused by an on-the-job accident in Atlanta, Marietta, or in another part of Georgia, contact our qualified workers’ compensation attorneys at Rechtman & Spevak today.
What is Temporary Total Disability?
In Georgia, there are three different kinds of benefits that may be available to a worker who is severely injured in a workplace accident: Permanent Partial Disability (PPD) benefits, Temporary Partial Disability (TPD) benefits and Temporary Total Disability (TTD) benefits, each of which is payable weekly. TTD benefits are temporary benefits due to an injured worker when his or her earning capacity has been totally impaired. In other words, he or she cannot return to work and cannot earn an income because of the on-the-job injury. TTD benefits are considered “temporary” because they are subject to a cap, and are calculated at 2/3 of the worker’s average weekly wage. Under Georgia workers’ compensation laws however, the maximum compensation rate for TTD is currently $575 per week, and an injured worker can only receive temporary total disability benefits for a maximum of 400 weeks from the date of the injury.
Determining Temporary Total Disability in Atlanta
After sustaining a workplace injury in Georgia, you, the injured worker, will be examined by one of an approved panel of physicians in order to determine the extent of the on-the-job injury. In order to be entitled to receive TTD benefits, your physician needs to state that you are totally disabled and unable to work, or must place restrictions on your work duties – such as no lifting or bending. You must be out of work for at least seven days before you are eligible to receive disability benefits in Georgia, and the number of weeks of benefits you receive depends on how long your physician has you disabled from performing your regular job. If you are dissatisfied with the care provided by your first authorized treating physician (ATP), you have the right to make a one-time change to a different physician, although this doctor must also be listed on the employer’s panel of physicians.
Pursuing Compensation for Temporary Total Disability in GA
Filing a workers’ compensation claim for an on-the-job injury in Marietta may seem simple enough, but it can actually be a relatively complicated process, especially when it comes to determining the extent of an injured worker’s impairment. Keep in mind that benefits are paid through your employer’s workers’ compensation insurance carrier, and, contrary to popular belief, insurance companies are not on the side of injured victims. Insurance claims adjusters are trained to save the company money and protect their bottom line, which they sometimes do by denying valid workers’ comp claims and offering settlements far below what an injured worker is entitled to. For this reason, enlisting the help of a qualified workers’ compensation attorney in Georgia is critical in pursuing the compensation you deserve for injuries resulting in temporary total disability.
Contact an Atlanta Workers’ Compensation Attorney for Help
Temporary total disability benefits can provide life-saving compensation for work injury victims and their families struggling with medical bills and the loss of a critical source of income. If you have been injured in a work-related accident in Atlanta, and you think you may be entitled to disability benefits, contact our workers’ compensation lawyers at Rechtman & Spevak to discuss your compensation options. Our law firm is located in Atlanta, and our attorneys are familiar with the intricacies of Georgia’s workers’ compensation system. Our workers’ compensation lawyers also have years of experience helping injured workers pursue the compensation they deserve for their on-the-job injuries, and can help you seek fair and timely reimbursement for yours as well.