Medical bills can add up quickly after a Georgia truck accident. Even if you have health insurance, you may be worried about how to pay your high deductible, what to do if the insurance company denies your claims, or how to pay for necessary medical costs that aren't covered by insurance.
Types of Medical Expenses After a Truck Accident
After a truck accident, you may incur various types of medical expenses, including:
- Ambulance fees
- Emergency room charges
- Doctor visits
- Prescription medications
- Physical therapy
- Home health care services
- Medical equipment
It's essential to keep detailed records of all your medical expenses related to the truck accident, including receipts, bills, and insurance claim forms so that you can prove your truck accident damages.
Paying Truck Accident Medical Bills With Your Own Insurance
If you have health insurance or medical payments (med pay) coverage as part of your car insurance, you should submit medical bills to your own insurance company. If you recover damages in a settlement or court, your insurance company may need to be reimbursed through a process known as subrogation. Subrogation means that your insurance company can recover some or all of the money it paid for your medical care from any settlement or judgment you receive related to the truck crash.
Why to Pursue a Georgia Truck Accident Case
You may have significant accident-related expenses that your health insurance or med pay will not cover, including but not limited to the following:
- High medical deductibles or co-pays
- Lost income, including wages, benefits, bonuses, and income from self-employment
- Out-of-pocket costs, including property damage
- Physical pain
- Emotional suffering
If you've been injured in a truck accident, a Georgia truck accident lawyer can help you navigate the legal process and ensure you receive the compensation you deserve. A lawyer can help you:
- Investigate the accident and gather evidence
- Calculate your medical expenses and other damages
- Negotiate with the trucking company or its insurance carrier
- File a lawsuit and represent you in court if necessary
Hiring a Georgia truck accident lawyer can give you peace of mind and increase your chances of a successful outcome.