All Georgia businesses with three or more employees are required to have workers’ compensation insurance. An employer who doesn’t have the required workers’ compensation insurance could face civil and criminal penalties. However, as an injured worker, you need to know for sure whether your employer has workers’ comp insurance so that you know how to pursue a fair recovery for your work-related injuries.
How to Find Out if Your Employer Has Workers' Compensation in Georgia
One way to find out if your employer has workers' compensation insurance is to ask your employer directly. Your employer is required by law to provide workers' compensation insurance for their employees in Georgia, so they should be able to provide you with information about their coverage. You can also check with the Georgia State Board of Workers' Compensation to see if your employer has workers' compensation insurance. The board provides a searchable database of Georgia employers that are required to carry workers' compensation insurance.
Why to Find Out if Your Employer Has Workers' Compensation in Georgia
Knowing whether your employer has workers' compensation insurance can be important for several reasons. If you are injured on the job and your employer has workers' compensation insurance, you may be entitled to receive medical and income benefits. However, if your employer does not have workers' compensation insurance, you may have limited options for recovering compensation for your work-related injury or illness.
How an Atlanta Workers' Compensation Lawyer Can Help You
If you have been injured on the job and your employer does not have workers' compensation insurance, or if you are having trouble obtaining benefits through your employer's insurance company, you should consider hiring a workers' compensation lawyer. A workers' compensation lawyer can help you navigate the complex legal process of pursuing compensation for your work-related injury or illness.
A workers' compensation lawyer can help you in several ways, including:
- Finding out if your employer has workers’ comp insurance. Once your lawyer has this information, your lawyer can advise you of your legal options.
- Evaluating your claim. A workers' compensation lawyer can evaluate your case and help you determine the best course of action for obtaining compensation for your injury or illness.
- Filing a claim. If your employer has workers' compensation insurance, a workers' compensation lawyer can help you file a claim and ensure that your claim is processed correctly.
- Appealing a denied claim. If your claim is denied, a workers' compensation lawyer is able to request a hearing before an administrative law judge and fight for the compensation you deserve.
- Pursuing other avenues for compensation. If your employer does not have workers' compensation insurance, a workers' compensation lawyer can help you explore other options for obtaining compensation directly against your employer.
Overall, knowing whether your employer has workers' compensation insurance in Georgia can be important for protecting your rights and ensuring that you receive the compensation you deserve if you are injured on the job.
To learn more, we encourage you to try our free workers’ compensation calculators and to contact our Atlanta workers’ compensation lawyers by calling us at 404-355-2688 or completing our online contact form.