If you’ve ever been involved in a serious car accident in Georgia, you know that it can be an extremely scary, painful and emotional experience, especially if you or a loved one suffers major injuries or someone is killed in the wreck. Unfortunately, in cases involving an uninsured motorist (UM) or underinsured motorist (UIM), these feelings can be magnified and even further complicated by costly medical bills, loss of income due to missed time at work, and a lack of adequate compensation. If you have been involved in an uninsured/underinsured motorist accident in Georgia, consult our reputable lawyers at Rechtman & Spevak today to explore your possible compensation options.
Uninsured and Underinsured Motorists
According to Georgia state law, all motorists are required to carry at least $25,000 in liability coverage in case of an accident in which another person is injured or killed. Unfortunately, the strain of a poor economy has had a dramatic effect on many American motorists, causing some to reduce their coverage to the lowest limits allowed by law, or drop their auto insurance altogether. In fact, national statistics show that one in seven drivers (14%) in the United States carry no car insurance, which is against the law, and that percentage continues to increase at a rate that coincides with the U.S. unemployment rate.
Consequences of an UM/UIM Accident
So what does this mean for the average driver? The bottom line is this: should you be involved in a car accident with one of these uninsured or underinsured drivers, you could be held liable for the resulting property damage, medical bills and other associated expenses, even if you weren’t responsible for the accident in the first place. Some car insurance policies offer uninsured or underinsured motorist (UM/UIM) coverage, so drivers can protect themselves in the future, but these policies do not offer protection for accidents that occurred in the past. The first step you should take after being involved in a car accident with an uninsured or underinsured motorist is to contact an experienced attorney in your area to discuss your legal options.
Contact Our Law Firm to File a Claim
The physical and emotional effects of a Georgia car accident are devastating enough; victims shouldn’t be subjected to the frustration of dealing with an uninsured or underinsured motorist as well. If you have suffered injuries in an UM/UIM accident in Georgia, contact our qualified attorneys at Rechtman & Spevak as soon as possible. Our law firm is located in Atlanta, and our lawyers are dedicated to protecting the rights of car accident victims throughout the state of Georgia. We also have representatives who have experience dealing specifically with uninsured and underinsured motorist claims, who can help you pursue the financial compensation you deserve for your car accident injuries and medical bills.