Most people assume that, after being involved in a car accident caused by another driver, the other person’s auto insurance will cover the damages associated with the accident. Unfortunately, if the person who caused your car accident in Georgia was uninsured or underinsured, you may find yourself with serious injuries, costly medical bills, and lost wages due to missed time at work, and no one to compensate you. According to Georgia law, drivers in the state must maintain liability coverage of at least $25,000. However, as consumers continue to feel the strain of a poor economy, many are dropping their car insurance and others are reducing their coverage, opting for the lowest limits allowed by law. If you find yourself involved in a car accident with someone who is uninsured or underinsured, contact our experienced uninsured accident attorneys at Rechtman & Spevak to discuss your legal options.
Uninsured and Underinsured Drivers in the U.S.
Statistics show that one in seven drivers in the United States, or 14%, have no car insurance, and each time the unemployment rate increases by 1%, the number of uninsured drivers increases by an estimated 1%. This may not seem like it affects you personally, but if you are involved in a car accident with someone who has no auto insurance, you could be left paying for all of your expenses out of your own pocket, even if you didn’t cause the accident in the first place. While drivers can protect themselves in the future with uninsured motorist coverage, those who have already suffered serious injuries at the hands of an uninsured or underinsured driver should contact an experienced uninsured accident lawyer for legal help.
Consequences of Uninsured and Underinsured Accidents in Atlanta
Car accidents are devastating on their own, sometimes resulting in catastrophic injuries and tragic loss of life for other drivers, motorcycle riders, cyclists and even pedestrians. Among the possible injuries resulting from car accidents in Georgia are the following:
- Traumatic brain injury
- Broken bones
- Head and neck injuries
- Back injury
- Spinal cord injury
- Wrongful death
In addition to causing significant physical pain, car accident injuries sometimes result in overwhelming medical bills, the need for long-term care, extensive pain and suffering, and loss of income due to physical disability. While many injured car accident victims are entitled to financial compensation for their medical bills and other expenses, in the case of uninsured and underinsured accidents, this compensation typically isn’t even an option.
Pursuing Compensation for Uninsured Accidents in Georgia
Don’t lose hope after being involved in a car accident with an uninsured motorist. Your first course of action following an accident such as this should be to contact an attorney experienced in handling uninsured accidents in Georgia. Our law firm is located in Atlanta, and our lawyers at Rechtman & Spevak may be able to find a way to hold a third party liable for the accident and your injuries. Perhaps you have other insurance policies that can be stacked to provide additional benefits. Or, in some cases, the owner of the vehicle or the other driver’s employer may be held accountable for the car accident, in which case our attorneys may be able to help you pursue the reimbursement you are entitled to. Don’t try to take on an insurance company on your own; hire a qualified uninsured motorist accident lawyer to handle your case.
Consult an Uninsured Accident Attorney in Atlanta
Negligence, or the failure to act in a way that a reasonable person would, is one of the most important considerations in a car accident case. If you were injured because of the negligence of an uninsured or underinsured driver, you deserve to be compensated for your injuries. Unfortunately, the other driver may try to blame the accident on you to protect himself or herself, or you may just be notified that there in no compensation available to you, plain and simple. It isn’t plain and simple though, and we understand the plight of victims who suffer injuries at the hands of negligent uninsured and underinsured drivers. With the help of our skilled uninsured accident lawyers at Rechtman & Spevak, victims of serious injuries caused by an uninsured or underinsured motorist can protect their legal rights and seek the reimbursement they are entitled to.